Bergisch Gladbach

Bergisch Gladbach | North Rhine-Westphalia

Where Foundations

Find Future

View Photos Watch Film 360° VTour Open House

VON POLL IMMOBILIEN Bergisch Gladbach

Presented At

€1,125,000

Bedrooms

Bathrooms

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 1

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 2

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 3

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 4

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 5

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 6

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 7

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 8

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 9

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 10

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 11

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 12

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 13

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 14

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 15

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 16

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 17

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 18

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 19

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 20

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 21

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 22

Bergisch Gladbach, North Rhine-Westphalia, Germany. - Photo 23

Bergisch Gladbach

Bergisch Gladbach | North Rhine-Westphalia

Bergisch Gladbach, North Rhine-Westphalia, Germany. , Bergisch Gladbach , North Rhine-Westphalia

Spacious Living Surrounded by Timeless Serenity

This detached family home in Bergisch Gladbach-Refrath presents itself as a spacious home for people who value solid construction and a well-kept environment. The house was built at the end of the 1960s and extended in the early 1990s. This created a living concept that offers plenty of space for individual lifestyles.

The living spaces are bright and friendly and benefit from the south and south-west orientation. On the first floor, a spacious hallway leads into the open-plan living and dining area. From here you have direct access to the terrace with a view of the garden. Further rooms are available for different uses, whether as bedrooms, children’s rooms or even as a work area. Two bathrooms complete the space on this level.

Overall, the house looks well maintained and offers a solid basis for implementing individual modernizations according to your own ideas. Particularly noteworthy is the spacious plot, which opens up a wide range of design options while offering plenty of privacy.

The property is located in a quiet residential area that is nevertheless well connected to the surrounding area. Shopping facilities, schools and leisure activities are all within easy reach, resulting in a successful combination of comfort, tranquillity and suitability for everyday living.

Exterior

Property

Gallery

3D Street View Tour

Property Location

Bergisch Gladbach, North Rhine-Westphalia, Germany., Bergisch Gladbach North Rhine-Westphalia

Local Weather & Climate

Bergisch Gladbach, North Rhine-Westphalia

Current Conditions Updated recently

41 °F

Broken clouds

Feels Like 38°F

Humidity 89%

Wind 3 mph

Visibility 6.2 mi

Sunrise 5:48 AM

Sunset 5:33 PM

5-Day Forecast

Sat 14 Mar

Rain

High 42°

Low 38°

Sun 15 Mar

Clouds

High 48°

Low 36°

Mon 16 Mar

Rain

High 47°

Low 40°

Tue 17 Mar

Clouds

High 55°

Low 37°

Wed 18 Mar

Clouds

High 57°

Low 40°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Bergisch Gladbach?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (Germany)

€0 Est. First Year Interest Deduction

€0 Est. Annual Tax Savings

*Owner-occupied homes do not qualify for interest deduction. Only rental/investment properties benefit.

Ready to explore financing?

Connect with trusted mortgage partners

Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Germany. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Germany tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$1,125,000

Bergisch Gladbach, North Rhine-Westphalia, Germany.

Bergisch Gladbach, North Rhine-Westphalia

4 Beds

View All Photos

Market Opinion

View prices in:

Our perspective on current market conditions in Bergisch Gladbach. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $112,500,000 20% down ($22,500,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$9,667/day

Your home may appreciate while you sleep

$67,856/week $294,041/mo $3,528,491/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$61.9M

+$87.8M

$87.8M Potential Equity

vs $61.9M lost to rent over 10 years

$22.5M Down Payment Growth

3.9x

10yr

$87.8M

8.1x

20yr

$181.8M

12.6x

30yr

$284.1M

Wealth Comparison

×676

Equivalent to 676 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $284.1M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $132.5M +18%

Market $153.2M +36%

Optimistic $176.8M +57%

$87.8M est. equity

20 Years

Conservative $156.0M +39%

Market $208.6M +85%

Optimistic $277.8M +147%

$181.8M est. equity

30 Years

Conservative $183.8M +63%

Market $284.1M +153%

Optimistic $436.6M +288%

$284.1M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Bergisch Gladbach, North Rhine-Westphalia, Germany have?

This house at Bergisch Gladbach, North Rhine-Westphalia, Germany features 4 bedrooms.

What is the listing price for Bergisch Gladbach, North Rhine-Westphalia, Germany?

This property is listed at $112,500,000.

Is now a good time to buy a home in Bergisch Gladbach?

Based on current market indicators, Bergisch Gladbach shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is Bergisch Gladbach, North Rhine-Westphalia, Germany?

This is a house located in Bergisch Gladbach, North Rhine-Westphalia. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: